Category: Home

It may be tempting to put off spending on home maintenance, particularly when money is tight. Bankrate suggests sticking to the 1% rule. The 1% rule dictates that homeowners ought to save at least 1% of their home’s cost to spend on maintenance tasks. For example, homeowners should save $300 per month or $3,000 per year for a home that initially cost $300,000. That may sound like a decent amount of change, but devoting these savings to routine home maintenance … Continue reading “How to Save Money on Home Maintenance Tasks”

Homeowners fantasize about making fabulous adjustments to their homes: including bedrooms, beautifying gardens, and transforming kitchens and bathrooms. In reality, however, these dream tasks will not be financially achievable, if you don’t plan for them and possibly create a budget. Don’t wait until the spring rolls around. These plans should be made in advance. Don’t let that stop you from taking excellent care of your home, though. Want to learn how to save some money on essential home maintenance tasks … Continue reading “How to Save Money on Essential Home Maintenance Tasks for Spring”

One of the most important keys to a functioning society is people looking out for their fellow citizens. Not everyone is dealt the same hand in life. It is important that we try to take care of those of us who have been going through a rough patch. The city of Lockport, IN has made a committed effort to help out its citizens. The Lockport Love program has been making great strides to help out those who are in need. … Continue reading “Lockport Loves story of commitment”

Unfortunately, as we age, our health and finances become inextricably intertwined. Surveys show that nearly one-quarter of all health expenses are incurred during the last three years of life. Since these health expenses are spread out over multiple years, economists believe these expenses are driven primarily by senior care and management of chronic conditions rather than last-ditch efforts to save dying patients. People can take steps during their working life and during retirement to improve both their health and finances. … Continue reading “Health and Finances: How to Save Money as You Get Older”

When it comes to homeownership, one of the biggest hurdles is deciding whether to build or buy a home. Buying is often convenient and more affordable, but there are fewer options. On the other hand, building is more expensive and time-consuming, but it is more flexible for prospective homeowners. This article will look at the pitfalls and the available options for both builders and house buyers. Which is more affordable, to Build or Buy a Home? Cost is usually one … Continue reading “To Build or Buy a Home Evaluating the Options for Home Ownership”

It is a sad reality that many of us are in need of debt relief solutions. There are many ways that we might end up with debt, from trying to pay for school to a medical emergency to simple bad luck. Whatever the cause, debt can be a steep and daunting hill to climb. It is also a remarkably common one. Almost 70% of us here in the U.S. Have less than $1,000 set aside for a rainy day. That … Continue reading “7 Tips for Digging Your Way Out of Debt”