Banks Are Trying to Stay Afloat with New Methods of Business

Author Financiarul Posted on July 17, 2015July 19, 2024Categories Business, Economy, Investing   Leave a comment on Banks Are Trying to Stay Afloat with New Methods of Business

Feel like a latte with your loan? A Capital One branch is hoping that a new initiative, in which cafes will be located inside bank branches, will pay off for them. As a result of a huge shift in the banking industry due to the prevalence of online and mobile banking, banks are finding it harder and harder to get customers to come into their branches. The problem is, the banks need their customers to come into their branches for … Continue reading “Banks Are Trying to Stay Afloat with New Methods of Business”

Online Business Booms Despite Predictions of Increased Identity Theft and Fraud, Report Finds

Author Financiarul Posted on July 16, 2015July 19, 2024Categories Business, Economy, Technology   Leave a comment on Online Business Booms Despite Predictions of Increased Identity Theft and Fraud, Report Finds

Current trends indicate that consumers in the U.S. will spend nearly $370 billion online by 2017. However, even though business may be booming, new research also indicates that the dangers of online card not present transactions (CNP) will increase. As many as eight million consumers are likely to experience both a credit card breach as well as identity fraud within the same year by 2018, according to Javelin Strategy and Research. This is just one of the many startling findings … Continue reading “Online Business Booms Despite Predictions of Increased Identity Theft and Fraud, Report Finds”

More Americans Are Guzzling Gas This Summer, But Oil Prices Have Actually Dropped

Author Financiarul Posted on June 24, 2015July 19, 2024Categories Economy   Leave a comment on More Americans Are Guzzling Gas This Summer, But Oil Prices Have Actually Dropped

The American oil and gasoline industry saw a sudden drop in gas prices this past week, to the surprise of many industry experts — and even average American consumers — who expected gas prices to increase as the weather began heating up. According to a recent Reuters report published on Business Insider, government data revealed that the decrease in oil prices was followed by a decrease in oil and gasoline stocks in the U.S. Not only do increased tensions in … Continue reading “More Americans Are Guzzling Gas This Summer, But Oil Prices Have Actually Dropped”

The Growth in China’s Money Market Funds Could Pose Risks

Author Financiarul Posted on June 17, 2015July 19, 2024Categories Economy, InvestingTags , , ,   Leave a comment on The Growth in China’s Money Market Funds Could Pose Risks

In February, the most prestigious international financial institution in the world, the International Monetary Fund, rated China as the number one economic superpower in the world, surpassing the United States based on the purchasing power parity of gross domestic product indicator. In other words, China produced 17% of the world’s GDP in 2014, while the U.S. only produced 16%, making it the stronger economic power in the eyes of the IMF. Now, this dominating economic superpower’s asset management industry is … Continue reading “The Growth in China’s Money Market Funds Could Pose Risks”

Is Facebook Too Influential?

Author Financiarul Posted on June 3, 2015July 19, 2024Categories Business, Economy, Sales & Marketing, TechnologyTags , , ,   Leave a comment on Is Facebook Too Influential?

Facebook has become one of the most powerful, influential forces online. There are 1.44 billion monthly active Facebook users, 65% of whom use it daily. About 6% of the total time web users collectively spend on the Internet each day is devoted to perusing Facebook. In March 2013, the social network drove 21.25% of all traffic that sites received. Now, people are questioning the impact Facebook’s influence is having after a new study from the Pew Research Center for Media … Continue reading “Is Facebook Too Influential?”

Home Values for First-Quarter 2015 Surveys Show a Higher Increase Than Expected

Author Financiarul Posted on May 27, 2015July 19, 2024Categories Business, Economy, Investing   Leave a comment on Home Values for First-Quarter 2015 Surveys Show a Higher Increase Than Expected

In major 20 cities throughout the U.S., home values rose at a faster rate in the first quarter of 2015 than analysts had predicted in 2014. The Wall Street Journal and Bloomberg Business both report that a limited number of available homes is likely to continue driving values up for the rest of the year. According to the SandP/Case-Shiller index report, released on May 26, property values have increased by 4.1% since March 2014. Bloomberg has reported, from a survey … Continue reading “Home Values for First-Quarter 2015 Surveys Show a Higher Increase Than Expected”

As Air Conditioning Use Rises, So Do Global Temperatures

Author Financiarul Posted on May 22, 2015July 19, 2024Categories Economy, TechnologyTags , , ,   Leave a comment on As Air Conditioning Use Rises, So Do Global Temperatures

The most startling anomaly that signals more bad news for Earth’s climate: the more air conditioning humans use, the warmer the planet gets as a result. Consequently, as the planet warms up, people will continue to crank up their air conditioners even higher. It’s a vicious circle that has become especially pronounced during the 21st century. From 1993 to 2005, as summers grew hotter and homes got larger, residential air conditioning’s energy consumption in the U.S. alone doubled; by 2010, … Continue reading “As Air Conditioning Use Rises, So Do Global Temperatures”